Business
Raiffeisen Bank Partners with Bitpanda to Offer Crypto Services to 18 Million Customers
Raiffeisen Bank International (RBI), a prominent Austrian financial institution, has announced a partnership with Bitpanda to enable its customers to purchase digital assets. This collaboration aims to create a framework that allows Raiffeisen network banks across Central and Eastern Europe to offer these services to approximately 18 million customers.
Instead of implementing a single uniform product across the region, the framework will empower individual banks to tailor their offerings and rollout schedules according to local market conditions. This initiative builds on Bitpanda’s existing collaboration with Raiffeisenlandesbank Niederösterreich-Wien, which successfully demonstrated that customers could access digital assets within a traditional banking environment.
Bitpanda Enterprise will supply the technological infrastructure necessary for this rollout, which is expected to facilitate the integration of digital assets into mainstream banking relationships, allowing customers to access these services through familiar institutions. The partnership also underscores Bitpanda's strategy of expanding its collaborations with traditional banks to diversify its offerings beyond cryptocurrencies to include stocks, ETFs, and precious metals.
New Insights on Stablecoin Adoption
Research indicates that consumer intent to adopt stablecoins significantly increases when these services are offered by banks, with 74.8% of US respondents expressing interest in using stablecoin services from their primary bank.
Visa has reported a staggering $20 billion in annualized stablecoin settlement volume, marking a 15-fold increase year-over-year, with over 160 stablecoin-linked card programs now active globally.
According to a recent FIS survey, 66.3% of consumers stated that FDIC-style insurance would enhance their likelihood of using stablecoins.
The GENIUS Act, enacted on July 18, 2025, has established a comprehensive regulatory framework for payment stablecoins in the US, introducing strict reserve mandates and consumer protection rules.
Visa's stablecoin-linked card programs have seen payment volumes surge nearly 200% year-over-year, reflecting a growing acceptance and integration of stablecoins into mainstream financial services.
FAQ
What is the partnership between Raiffeisen Bank and Bitpanda about?
Raiffeisen Bank International has partnered with Bitpanda to enable its customers to purchase digital assets, allowing around 18 million customers across Central and Eastern Europe to access these services through their local banks.
How will the digital asset services be implemented across Raiffeisen network banks?
Instead of a single uniform product, the framework allows individual banks within the Raiffeisen network to tailor their offerings and rollout schedules based on local market conditions.
What technological support will Bitpanda provide for this initiative?
Bitpanda Enterprise will supply the necessary technological infrastructure to facilitate the integration of digital assets into the banking services offered by Raiffeisen banks.
What types of digital assets can customers expect to access through this partnership?
Customers will be able to purchase a variety of digital assets, including cryptocurrencies, stocks, ETFs, and precious metals, as part of Bitpanda's expanded offerings.
What previous collaboration does this partnership build upon?
This initiative builds on Bitpanda’s existing collaboration with Raiffeisenlandesbank Niederösterreich-Wien, which successfully demonstrated that customers could access digital assets within a traditional banking environment.