South Carolina Couple Sues Wells Fargo After $72,360 Fraudulent Transfers

Melanie and Jack Anderson from Bluffton, South Carolina, have filed a lawsuit against Wells Fargo after discovering that $72,360 was wired out of their accounts without their authorization. The couple claims they were victims of a fraud scheme and that the bank denied their claim without a proper investigation.

The unauthorized transfers occurred in the early hours, with $22,500 taken from their checking account and $49,860 from their savings. Melanie Anderson expressed her shock upon discovering the transactions, stating, “I didn’t authorize it. You didn’t ask me about it.”

Wells Fargo responded to the couple's claim by asserting that their verification system was effective, implying that the Andersons may have unknowingly participated in the fraud. The bank's letter indicated that they could not assume liability for transactions authorized by customers, even if done in good faith.

Attorney Dave Maxfield, representing the Andersons, alleges that the bank failed to conduct a meaningful investigation and did not provide provisional credit or attempt to recall the wires. The case has been moved to federal court, with arbitration being a potential outcome. Wells Fargo has declined to comment on the ongoing lawsuit but expressed empathy for those affected by financial scams.